Billing & Insurance Information
We accept cash, personal checks, VISA, MasterCard, American Express and Discover. Please be aware that checks for over $50 may be verified with your bank before treatment. If we are unable to verify funds with your bank, you may be asked to make another form of payment; therefore, if you are planning to pay with a personal check and you are unsure if your bank will verify funds with our office, please be sure to have another form of payment available at the time you check in for your appointment. There will be a $35 charge for all returned checks.
For financing purposes, we accept Cherry or Care Credit. Cherry is a leading financing solution used by medical providers offering payment plans ranging from 6 weeks to 6 months with no interest and for amounts of $900 or more 9 to 24 months with fixed interest rates are available. It takes less than a minute to apply for financing and preview monthly installment options, with no impact on your credit score. We also offer Care Credit for treatment costs of $200 or more over 6 months with no interest or for treatment of $1,000 or more up to 60 with a fixed interest rate. Cherry and Care Credit are based on credit approval. If you plan to use Cherry or Care Credit, you are responsible for completing the application process and setting up the account prior to the appointment date. All terms and agreements of the account will be managed by Cherry or Care Credit.
You can apply online by visiting www.carecredit.com or pay.withcherry.com, or by calling CareCredit at 1-800-365-8295. Please note that you may not receive your CareCredit card prior to your appointment. If this occurs, simply bring your account number and a valid photo ID to use your account. All terms and agreements are managed directly by CareCredit and Cherry.
If you have insurance: We will do our best to determine the amount your insurance will pay toward your surgery. In order for us to obtain your personalized estimate, we will need you to provide thorough information on your insurance company as well as any information the insurance company may require from our office. This will include personal information on both the insurance policy holder and the patient.
Please be prepared to provide this if you would like for us to verify insurance on your behalf. If you are unable to provide all necessary information, we will be unable to give a personalized estimate. Please understand that all information collected from insurance companies is an estimate only and not a guarantee of payment. On the day of your surgery, we will collect any co-insurance, deductible, and/or payment for any non-covered procedures.
Once your insurance has paid, any over-payment will be refunded to you. Any remaining balances will be billed to you with payment expected within thirty (30) days. Any balance owed by insurance companies sixty (60) days after being filed will be transferred to the patient. If a personalized insurance estimate was unable to be obtained, you will be responsible for payment in full. You may seek insurance reimbursement personally.
If you do not have insurance: Payment for your consult and x-ray will be due the day of your first appointment. Payment for surgery will be due the day of surgery. A deposit may be required to schedule your surgery.
Accounts that are over 120 days past due will be sent to a collection agency. Patients will be responsible for any collection fees or court costs. Collection fees may be up to 50% of the overdue balance.
Call Martin Oral & Facial Surgery Phone Number (662) 323-3801 with any questions or to schedule an appointment.