Billing & Insurance Information

We accept cash, personal checks, VISA, MasterCard, American Express and Discover.  Please be aware that checks for over $50 may be verified with your bank before treatment. If we are unable to verify funds with your bank, you may be asked to make another form of payment; therefore, if you are planning to pay with a personal check and you are unsure if your bank will verify funds with our office, please be sure to have another form of payment available at the time you check in for your appointment. There will be a $35 charge for all returned checks.

For financing purposes, we accept Care Credit. Care Credit allows you to finance your treatment of $200 or more over six months with no interest charges. They also offer financing for treatment over $1,000 over longer periods of time with a fixed interest rate. Care Credit is based on credit approval and can be applied for online or by phone. If you plan to use Care Credit, you are responsible for completing the application process and setting up the account prior to the appointment date.

This can be done by visiting or by calling 1-800-365-8295. You may not receive your card from Care Credit prior to your appointment date. If this is the case, bringing your account number and card holder identification will be all that is necessary to use the account. All terms and agreements of the account will be managed by Care Credit.

If you have insurance: We will do our best to determine the amount your insurance will pay toward your surgery. In order for us to obtain your personalized estimate, we will need you to provide thorough information on your insurance company as well as any information the insurance company may require from our office. This will include personal information on both the insurance policy holder and the patient.

Please be prepared to provide this if you would like for us to verify insurance on your behalf. If you are unable to provide all necessary information, we will be unable to give a personalized estimate. Please understand that all information collected from insurance companies is an estimate only and not a guarantee of payment. On the day of your surgery, we will collect any co-insurance, deductible, and/or payment for any non-covered procedures.

Once your insurance has paid, any over-payment will be refunded to you. Any remaining balances will be billed to you with payment expected within thirty (30) days. Any balance owed by insurance companies sixty (60) days after being filed will be transferred to the patient. If a personalized insurance estimate was unable to be obtained, you will be responsible for payment in full. You may seek insurance reimbursement personally.

If you do not have insurance: Payment for your consult and x-ray will be due the day of your first appointment. Payment for surgery will be due the day of surgery. A deposit may be required to schedule your surgery.

Accounts that are over 120 days past due will be sent to a collection agency. Patients will be responsible for any collection fees or court costs. Collection fees may be up to 50% of the overdue balance.

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Call Martin Oral & Facial Surgery Phone Number (662) 323-3801 with any questions or to schedule an appointment.